Personal guarantee ILA and occupier consent waivers, advised by video and certified remotely by an SRA-regulated solicitor. Your lender's specific certificate requirements are confirmed before the call, so it is done in one round.
| Item | What it covers | Fee |
|---|---|---|
| Personal guarantee ILA | Review of the guarantee and facility, single scheduled video appointment (identity verification and advice), certificate in the lender's required form. 48-hour standard turnaround. | from £399 |
| Personal guarantee ILA, same-day | Everything above, prioritised to a same-day appointment and certificate. | from £649 |
| Occupier consent / waiver ILA | Advice and certificate for occupier consent forms and postponement deeds. | from £299 |
| Additional document, same matter | Where one appointment covers a further guarantee or deed on the same transaction. | from £150 |
Bespoke and urgent matters outside the schedule: £650 per hour, capped estimates given in advance. Corporate retainers from £995/month.
The guarantee or waiver, the facility letter, and your lender's certificate form if they have one. Quote in writing same day; your appointment is scheduled once payment confirms the engagement.
Identity verified, the document explained clause by clause, your worst-case exposure quantified, your questions answered.
Signed and returned the way your lender requires, electronically or wet-ink by post, with your broker or solicitor copied in.
When you give a personal guarantee or waive rights as an occupier, the lender needs to know you understood what you signed, otherwise the document is vulnerable to being set aside later. A solicitor's certificate of independent legal advice is how lenders close that risk, and most will not complete without it.
Yes, by video call, with identity verified and the certificate signed electronically or in wet ink and posted, depending on what your lender requires. We confirm the lender's specific certificate requirements before the call so there is only one round.
Standard turnaround is 48 hours from payment and papers. Same-day appointments are available at the urgent rate, tell us the completion date in your enquiry and it will be worked to.
The advice covers the nature and effect of the document, the worst-case exposure, and the questions to ask before signing. The commercial decision stays yours, but you make it knowing exactly what the document does.
Usually not, independence is the point, and lenders typically require separately advised parties to have separate advisers. We can advise one of you and point the other to an appropriate adviser.
Send a brief outline of your matter. You will receive a personal reply from a solicitor, with a fixed-fee quote where the scope is clear. Payment is taken before work begins; every fee is fixed in writing first.
Prefer a paid deep-dive before committing? Book a £150 document triage, credited in full against any engagement within 30 days.